San Juan Puerto Rico skyline
Private Credit & Legal Finance

Redefining
Legal Capital

We are shaping the future of the legal industry — serving as the capital partner of choice for law firms, plaintiffs, medical providers, litigation support companies, and legal technology innovators.

Legal
Private Credit & Legal Finance
Medical
Medical & Pre-Settlement Funding
Office
Private Equity & Legal Tech Ventures
What We Do

Capital Solutions Across
the Legal Ecosystem

From pre-settlement funding and medical finance to private credit and equity — we deploy capital where it matters most in the legal industry.

01

Pre-Settlement Funding

Non-recourse cash advances for personal injury plaintiffs. No monthly payments, no repayment if the case is lost.

  • Fast 24–48 Hour Approvals
  • Non-Recourse — No Risk if You Lose
  • No Hidden Fees
Learn More →
02

Medical Funding

We fund medical treatment for personal injury plaintiffs on a lien basis — surgeries, imaging, specialist care — at no out-of-pocket cost.

  • Surgery & Specialist Care
  • Diagnostic Imaging
  • Pain Management
Learn More →
03

Litigation Funding

Capital for law firms pursuing high-value cases. We cover expert fees, case costs, and operating capital so attorneys can focus on winning.

  • Expert Witness Fees
  • Case Cost Funding
  • Law Firm Working Capital
Learn More →
04

Medical Receivables

We purchase medical liens and receivables outright from providers, delivering immediate liquidity without the wait of case resolution.

  • Immediate Cash for Liens
  • Single or Portfolio Purchases
  • No Collection Risk
Learn More →
05

Private Credit

Flexible financing tailored for law firms — working capital, case inventory financing, and partner buy-in structures.

  • Revolving Credit Lines
  • Case Inventory Financing
  • Partner Buy-In Financing
Learn More →
06

Private Equity & Ventures

Growth capital for litigation support companies and legal tech innovators. We bring industry expertise alongside every investment.

  • Litigation Support Companies
  • Legal Tech Startups
  • Operational Expertise
Learn More →
Partnership
Who We Are

Dedicated to
the Legal Industry

Terrell Hills Capital was founded with a singular vision: to become the premier capital partner for the legal industry. Our leadership brings direct operating experience building and scaling legal businesses.

We understand the unique financial dynamics that law firms, plaintiffs, medical providers, and legal innovators face — because we've lived it from the inside.

Our Partners

Who We Serve

Every participant in the legal ecosystem — from injured plaintiffs to institutional investors.

Personal Injury Plaintiffs

Pre-settlement funding and medical finance so injured clients can afford care and living expenses while their case resolves.

Law Firms & Attorneys

Working capital, case cost funding, and credit solutions designed for the cash flow dynamics of legal practices.

Medical Providers

We purchase medical liens and receivables, delivering immediate liquidity without waiting for case resolution.

Litigation Support Companies

Growth capital and operational expertise for court reporting, e-discovery, process serving, and related businesses.

Legal Tech Innovators

Venture capital and strategic partnership for founders building the next generation of legal technology.

Institutional Investors

Differentiated exposure to the legal industry through our private credit and equity vehicles.

From the Desk of Terrell Hills Capital

Insights & Perspectives

Thought leadership on legal finance, pre-settlement funding, medical receivables, and the evolving legal industry landscape — straight from our founder's desk.

Founder desk
Featured · From the Founder

The Rise of Legal Finance: Why Law Firms Are Embracing Alternative Capital

As traditional bank lending tightens, law firms of all sizes are turning to specialized capital providers to fund growth, manage cash flow, and finance contingency cases. Here's what's driving the shift.

Thomas Henry II·March 10, 2025·5 min read
Read Article →
Medical funding
Medical Funding

How Medical Funding Helps Injury Plaintiffs Get the Care They Need

Injured plaintiffs shouldn't have to choose between paying bills and getting proper care. We break down how medical lien funding works and why it matters.

Terrell Hills Capital·February 28, 2025
Pre-settlement
Pre-Settlement Funding

Understanding Pre-Settlement Funding: What Plaintiffs Need to Know

Pre-settlement funding is often misunderstood. We clear up common misconceptions and explain how non-recourse advances work — and what questions to ask before applying.

Thomas Henry II·January 20, 2025
Litigation funding
Litigation Funding

Why More Law Firms Are Using Litigation Funding to Take on Bigger Cases

Litigation funding isn't just for plaintiffs. More law firms are using it to cover case costs, hire top experts, and take on high-value contingency cases without financial strain.

Terrell Hills Capital·December 15, 2024
Medical receivables
Medical Receivables

Selling Medical Receivables: A Smarter Path to Liquidity for Providers

Healthcare providers treating personal injury patients on a lien basis often wait months for payment. Selling receivables delivers immediate cash and eliminates collection risk entirely.

Thomas Henry II·November 8, 2024
Financial district
Start Today

Ready to Explore Capital Solutions?

Connect with our team to discuss how Terrell Hills Capital can support your growth, your case, or your practice.

Modern office
Who We Are

About Terrell
Hills Capital

Our Mission

Dedicated to the Legal Industry

Terrell Hills Capital was founded with a singular vision: to become the premier capital partner for the legal industry. We understand the unique financial needs and opportunities within this dynamic sector.

Our team combines deep experience in private credit, private equity, legal finance, and legal services operations — allowing us to structure creative solutions and identify exceptional opportunities that others overlook.

Whether you're a plaintiff needing medical care before your case settles, a law firm seeking growth capital, a medical provider looking to monetize receivables, or a legal tech startup disrupting the industry — we have the resources and relationships to help you succeed.

Trust & Integrity

Lasting relationships built through transparency, ethical practices, and keeping every commitment we make.

Industry Focus

Deep expertise in the legal industry — from courthouse to boardroom, we understand every layer of the ecosystem.

Partnership

We work alongside our clients as genuine partners — sharing challenges and successes every step of the way.

Excellence

Superior outcomes through rigorous analysis, disciplined execution, and an unwavering commitment to quality.

Leadership
Thomas Henry II
Founder & President

Thomas Henry II founded Terrell Hills Capital with a vision born from deep roots in the legal industry. Growing up in a family of lawyers, he developed an intimate understanding of the industry's intricacies and opportunities from a young age.

His journey began with founding a software company developing innovative solutions for attorneys — giving him firsthand insight into the operational challenges and cost structures that law firms face daily.

Today, Thomas leverages this unique combination of legal industry knowledge, technology expertise, and operational insight to identify and invest in opportunities that others overlook — positioning Terrell Hills Capital as a trusted partner across the legal ecosystem.

Office

Ready to Work Together?

Our team is ready to explore how Terrell Hills Capital can serve as your capital partner.

Legal finance
What We Do

Our Services

The Process

How Legal Finance Works

Getting funded is straightforward. Our team moves quickly so you can focus on what matters most.

1

Apply

Submit a brief application online or by phone. No lengthy paperwork — just the basics of your case.

2

Review

Our team reviews your case with your attorney. We evaluate case merit — not credit scores.

3

Approve

Most approvals happen within 24–48 hours. We communicate clearly and quickly at every step.

4

Funded

Funds are delivered to you or your provider. Repayment happens only when — and if — your case settles.

Private Capital

Capital for Growth &
Strategic Investment

Beyond legal finance, we deploy private credit and equity across the legal industry — funding law firm growth, litigation support operations, and legal tech ventures.

I

Private Credit

Flexible lending structured for the cash flow dynamics of law firms and legal businesses — from revolving credit lines to term loans and case inventory financing.

  • Law Firm Working Capital
  • Case Inventory Financing
  • Partner Buy-In Financing
  • Revolving Credit Lines
Explore Financing →
II

Private Equity

Growth capital and strategic partnership for litigation support companies and legal services businesses seeking to scale, acquire, or recapitalize.

  • Growth Capital
  • Acquisitions & Add-Ons
  • Recapitalizations
  • Management Buyouts
Explore Investment →
III

Litigation Support

We invest in and partner with companies operating at the intersection of legal services — court reporting, e-discovery, process serving, record retrieval, and videography.

  • Court Reporting & Depositions
  • Record Retrieval
  • Process Serving
  • Trial Support & Videography
Explore Partnership →
IV

Legal Tech Ventures

We invest in founders building technology that transforms legal services — from AI contract analytics to practice management platforms.

  • AI & Automation Tools
  • Practice Management
  • Contract Analytics
  • Legal Research Platforms
Explore Ventures →
Courthouse

Find the Right Solution

Whether you're a plaintiff, attorney, medical provider, or business — we have a capital solution for you.

Courtroom
Our Partners

Who We Serve

Sectors

Every Corner of the
Legal Ecosystem

We provide capital and expertise to every participant in the legal industry.

Personal Injury Plaintiffs

Injured Plaintiffs

Non-recourse cash advances and medical funding so personal injury plaintiffs can afford care and cover living expenses while their case works through the legal system. No credit check. No monthly payments.

Partners in Growth

Law Firms

Working capital, case cost funding, and litigation finance so attorneys can grow their practice and take on more cases. We understand the cash flow dynamics of legal practices — because we've lived it.

Healthcare Partners

Medical Providers

Hospitals, surgery centers, and specialists treating personal injury patients on a lien basis can sell their receivables to us for immediate cash. We eliminate collection risk and provide the liquidity to grow patient care.

Scaling Operations

Litigation Support Companies

Growth capital and operational expertise for companies providing court reporting, e-discovery, process serving, record retrieval, videography, and interpretation — helping them expand and acquire competitors.

Accelerating Vision

Legal Tech Innovators

We back founders building AI-powered legal tools, practice management platforms, and the next generation of legal services technology — bringing capital, industry connections, and operational expertise.

Institutional Capital

Institutional Investors

Endowments, family offices, and allocators access differentiated exposure to the legal industry through our private credit and equity vehicles — with attractive risk-adjusted returns uncorrelated to traditional markets.

Our Approach

More Than Capital —
A True Partner

With direct access to our leadership team and deep experience operating within the legal industry, we understand your business from the inside out.

We bring relationships with law firms, medical networks, litigation support companies, and technology providers that create real value for every partner we work with.

Team collaboration
San Juan Puerto Rico

Let's Work Together

Whatever your role in the legal ecosystem, we have a solution designed for your needs.

Legal books
Knowledge & Commentary

Insights

From the Desk of Terrell Hills Capital

Perspectives on Legal Finance
& the Legal Industry

Thought leadership on pre-settlement funding, medical finance, private credit, and the evolving landscape of legal technology.

Finance
Featured · Private Credit

The Rise of Legal Finance: Why Law Firms Are Embracing Alternative Capital

As traditional bank lending tightens, law firms of all sizes are turning to specialized capital providers to fund growth, manage cash flow, and finance contingency cases.

Thomas Henry II·March 10, 2025
Read Article →
Medical funding
Medical Funding

How Medical Funding Helps Injury Plaintiffs Get the Care They Need

Injured plaintiffs shouldn't have to choose between paying bills and getting proper care. We break down how medical lien funding works and why it's become a critical resource.

Terrell Hills Capital·February 28, 2025
Pre-settlement
Pre-Settlement Funding

Understanding Pre-Settlement Funding: What Plaintiffs Need to Know

Pre-settlement funding is often misunderstood. We clear up common misconceptions and explain exactly how non-recourse advances work — and what to ask before applying.

Thomas Henry II·January 20, 2025
Litigation funding
Litigation Funding

Why More Law Firms Are Using Litigation Funding to Take on Bigger Cases

Litigation funding isn't just for plaintiffs. More law firms are using it to cover case costs, hire top experts, and pursue high-value contingency cases without financial strain.

Terrell Hills Capital·December 15, 2024
Medical receivables
Medical Receivables

Selling Medical Receivables: A Smarter Path to Liquidity for Providers

Healthcare providers treating personal injury patients on a lien basis often wait months for payment. Selling receivables delivers immediate cash and eliminates collection risk entirely.

Thomas Henry II·November 8, 2024
Private credit
Private Credit

Private Credit for Law Firms: A Flexible Alternative to Bank Lending

Traditional bank loans often don't fit the unique cash flow dynamics of law firms. Here's why private credit has become the preferred financing tool for growing legal practices.

Thomas Henry II·October 22, 2024
Puerto Rico
Industry Insight

Puerto Rico as a Legal Industry Hub: Emerging Opportunities

With a growing legal services sector and strategic positioning between North America and Latin America, Puerto Rico presents a compelling opportunity for capital providers and law firms alike.

Thomas Henry II·December 4, 2024

Have a Question?

Our team is ready to answer questions about our services or how we can help your specific situation.

Reach Out

Let's Start a
Conversation

Whether you're a plaintiff seeking funding, an attorney looking for capital, a medical provider interested in selling receivables, or an investor exploring our strategies — our team is ready to help.

Headquarters
Centro Internacional de Mercadeo
Tower Suite II, Suite 701
90 PR-165, Guaynabo, PR 00968
San Juan, Puerto Rico
Services
Pre-Settlement Funding · Medical Funding
Litigation Funding · Medical Receivables
Private Credit · Private Equity

Send Us a Message